It would be great if terminologies for certain things could be more uplifting. When you go to the doctor and they tell you your results were negative, doesn't that immediately make things look worse? But then you realize you're in a medical environment and the language there is totally opposite. You jump for joy.
Why shouldn't that same angle be used when displaying the conditions of your funds on an ATM monitor.
A robotic voice can say "We're positive you're in the red". This way it brakes the news to you better.